Bankruptcy Forms/Free Bankruptcy Forms

When you decide that filing for bankruptcy is indeed the route for you. Your first step is to find all of the necessary forms. Filling these out will ensure that your creditors will stop harassing you. It will also give you a little breathing room.

While most forms can be found at government buildings, online and even most stationary stores, these are often just the standard forms. If you are filing for bankruptcy on your own you should probably try and get a companion guide that will go through the steps with you so you get the most out of them

Bankruptcy forms can be confusing. After all, they were written by lawyers, who write things to ensure that no one can read them but other lawyers. In many cases they don’t even want other lawyers to be a able to read them either.

When you do kit a home bankruptcy kit, make sure it has everything you’ll need.

Included in your kit will be the following forms:

  • Notice to Individual Consumer Debtors
  • Voluntary Petition
  • Notice of Commencement of Case
  • Chapter 11 Exhibit "A"
  • List of 20 Largest Unsecured Creditors (Chapter 11)
  • Schedule A: Real Property
  • Schedule B: Personal Property
  • Schedule C: Property Claimed as Exempt
  • Schedule D: Creditors Holding Secured Claims
  • Schedules E/F: Creditors Holding Unsecured Claims
  • Schedule G: Contracts and Leases
  • Schedule H: List of Co-Debtors
  • Schedule I: Debtor's Income
  • Schedule J: Debtor's Expenses
  • Statement of Financial Affairs
  • Debtor's Statement of Intention
  • Application and Order to Pay Filing Fees

If you have all of the following components you’ll be well on your way to having the tools necessary to get through your bankruptcy and get on with your life. Give yourself some credit. Millions of Americans file for bankruptcy every year. It means you took a chance, and that’s what living in America is all about.